/* ============================================
   FP24 — finanční poradce 24
   Design system & global styles
   ============================================ */

:root{
  /* Brand */
  --green: #8BC34A;
  --green-600: #7AB13A;
  --green-700: #649827;
  --green-50:  #F1F8E4;
  --green-100: #E2F0CB;

  /* Neutrals */
  --ink: #2C2D2F;
  --ink-2: #45464A;
  --gray: #58595B;
  --gray-2: #8B8C8F;
  --gray-3: #BFC0C2;
  --line:  #E6E5E1;
  --bg:    #FAFAF8;
  --white: #FFFFFF;

  /* Effects */
  --radius-sm: 8px;
  --radius:    14px;
  --radius-lg: 22px;
  --radius-xl: 32px;
  --shadow-sm: 0 1px 2px rgba(40,40,42,.04), 0 2px 8px rgba(40,40,42,.05);
  --shadow:    0 4px 12px rgba(40,40,42,.06), 0 12px 32px rgba(40,40,42,.07);
  --shadow-lg: 0 12px 24px rgba(40,40,42,.08), 0 28px 64px rgba(40,40,42,.12);

  /* Type */
  --font-sans: 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, 'Menlo', monospace;
  --container: 1240px;
  --container-wide: 1400px;
}

/* Reset */
*,*::before,*::after{ box-sizing: border-box; }
html{ -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body{
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.55;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img,svg,video{ display: block; max-width: 100%; }
a{ color: inherit; text-decoration: none; }
button{ font: inherit; cursor: pointer; border: none; background: none; color: inherit; }
input,textarea,select{ font: inherit; color: inherit; }
h1,h2,h3,h4,h5,h6{ margin: 0; font-weight: 700; letter-spacing: -0.02em; line-height: 1.1; color: var(--ink); }
p{ margin: 0; text-wrap: pretty; }

/* Containers */
.container{ width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-wide{ width: 100%; max-width: var(--container-wide); margin: 0 auto; padding: 0 24px; }
@media (max-width: 640px){
  .container, .container-wide{ padding: 0 20px; }
}

/* Section spacing */
.section{ padding: 96px 0; }
.section-sm{ padding: 64px 0; }
.section-lg{ padding: 120px 0; }
@media (max-width: 768px){
  .section{ padding: 64px 0; }
  .section-sm{ padding: 48px 0; }
  .section-lg{ padding: 80px 0; }
}

/* Type scale */
.eyebrow{
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--green-700);
}
.eyebrow::before{
  content: ""; width: 28px; height: 2px; background: var(--green); border-radius: 2px;
}
.eyebrow.no-line::before{ display:none; }

h1, .h1{ font-size: clamp(40px, 6vw, 76px); font-weight: 800; letter-spacing: -0.035em; }
h2, .h2{ font-size: clamp(32px, 4.2vw, 52px); font-weight: 800; letter-spacing: -0.03em; }
h3, .h3{ font-size: clamp(22px, 2.2vw, 28px); font-weight: 700; }
h4, .h4{ font-size: 18px; font-weight: 700; }
.lead{ font-size: clamp(17px, 1.5vw, 20px); color: var(--ink-2); line-height: 1.55; }
.mono{ font-family: var(--font-mono); font-variant-numeric: tabular-nums; }

/* Buttons */
.btn{
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 24px; border-radius: 999px;
  font-weight: 600; font-size: 15px; letter-spacing: -0.005em;
  transition: transform .12s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
  white-space: nowrap;
}
.btn-primary{ background: var(--ink); color: var(--white); }
.btn-primary:hover{ background: #000; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(40,40,42,.18); }

.btn-green{ background: var(--green); color: var(--ink); box-shadow: 0 6px 16px rgba(139,195,74,.32); }
.btn-green:hover{ background: var(--green-600); transform: translateY(-1px); box-shadow: 0 10px 24px rgba(139,195,74,.42); }

.btn-ghost{ background: transparent; color: var(--ink); border: 1.5px solid var(--line); }
.btn-ghost:hover{ border-color: var(--ink); background: var(--white); }

.btn-light{ background: var(--white); color: var(--ink); border: 1.5px solid var(--line); }
.btn-light:hover{ border-color: var(--ink); }

.btn-sm{ padding: 10px 18px; font-size: 14px; }
.btn-lg{ padding: 18px 30px; font-size: 16px; }

.btn .arrow{ transition: transform .2s ease; }
.btn:hover .arrow{ transform: translateX(3px); }

/* ============================================
   NAV
   ============================================ */
.nav{
  position: sticky; top: 0; z-index: 50;
  background: rgba(250,250,248,.85);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s ease, background .2s ease;
}
.nav.scrolled{ border-bottom-color: var(--line); background: rgba(250,250,248,.92); }
.nav-inner{ display: flex; align-items: center; justify-content: space-between; height: 76px; }
.nav-logo{ display: flex; align-items: center; gap: 10px; }
.nav-logo img{ height: 39px; width: auto; }
.nav-links{ display: flex; align-items: center; gap: 4px; }
.nav-links a{
  padding: 8px 14px; border-radius: 999px;
  font-weight: 500; font-size: 15px; color: var(--ink-2);
  transition: color .15s ease, background .15s ease;
}
.nav-links a:hover, .nav-links a.active{ color: var(--ink); background: rgba(0,0,0,.04); }
.nav-cta{ display: flex; align-items: center; gap: 12px; }
.nav-phone{ font-weight: 600; font-size: 15px; color: var(--ink); display: inline-flex; align-items: center; gap: 8px; }
.nav-phone svg{ width: 16px; height: 16px; color: var(--green-700); }
.nav-burger{ display: none; width: 44px; height: 44px; border-radius: 12px; align-items: center; justify-content: center; }
.nav-burger:hover{ background: rgba(0,0,0,.04); }
.nav-burger span{ display: block; width: 20px; height: 2px; background: var(--ink); position: relative; }
.nav-burger span::before, .nav-burger span::after{
  content: ""; position: absolute; left: 0; width: 20px; height: 2px; background: var(--ink);
}
.nav-burger span::before{ top: -6px; }
.nav-burger span::after{ top: 6px; }

@media (max-width: 980px){
  .nav-links, .nav-phone{ display: none; }
  .nav-burger{ display: inline-flex; }
}

/* Mobile drawer */
.drawer{
  position: fixed; inset: 0; z-index: 100;
  background: rgba(20,20,22,.4);
  opacity: 0; pointer-events: none; transition: opacity .2s ease;
}
.drawer.open{ opacity: 1; pointer-events: auto; }
.drawer-panel{
  position: absolute; top: 0; right: 0; bottom: 0;
  width: min(360px, 88vw); background: var(--white);
  padding: 24px; transform: translateX(100%); transition: transform .3s ease;
  display: flex; flex-direction: column; gap: 6px;
}
.drawer.open .drawer-panel{ transform: translateX(0); }
.drawer-head{ display: flex; justify-content: space-between; align-items: center; padding-bottom: 16px; margin-bottom: 8px; border-bottom: 1px solid var(--line); }
.drawer-head img{ height: 40px; }
.drawer-close{ width: 40px; height: 40px; display: flex; align-items: center; justify-content: center; border-radius: 10px; }
.drawer-close:hover{ background: rgba(0,0,0,.04); }
.drawer a{
  padding: 14px 12px; border-radius: 10px;
  font-weight: 600; font-size: 17px;
  display: flex; align-items: center; justify-content: space-between;
}
.drawer a:hover{ background: var(--bg); }
.drawer .drawer-cta{ margin-top: 16px; padding: 18px; background: var(--bg); border-radius: var(--radius); }
.drawer .drawer-cta .btn{ width: 100%; margin-top: 8px; }

/* ============================================
   HERO
   ============================================ */
.hero{
  position: relative; overflow: hidden;
  padding: 64px 0 96px;
}
.hero-bg{
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 800px 400px at 80% -10%, rgba(139,195,74,.18), transparent 60%),
    radial-gradient(ellipse 600px 300px at 0% 100%, rgba(139,195,74,.10), transparent 60%);
}
.hero-grid{
  position: relative;
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center;
}
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; gap: 40px; }
  .hero{ padding: 40px 0 64px; }
}
.hero-tag{
  display: inline-flex; align-items: center; gap: 10px;
  padding: 6px 14px 6px 6px; border-radius: 999px;
  background: var(--white); border: 1px solid var(--line);
  font-size: 13px; font-weight: 600; color: var(--ink-2);
  box-shadow: var(--shadow-sm);
}
.hero-tag .dot{
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--green); color: var(--ink);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 11px;
}
.hero h1{ margin-top: 22px; }
.hero h1 .accent{
  display: inline-block; position: relative;
  color: var(--green-700);
}
.hero h1 .accent::after{
  content: ""; position: absolute; left: 0; right: 0; bottom: 8%;
  height: 22%; background: var(--green); opacity: .35; z-index: -1; border-radius: 4px;
}
.hero-lead{ margin-top: 22px; max-width: 560px; }
.hero-actions{ margin-top: 36px; display: flex; gap: 14px; flex-wrap: wrap; }

.hero-stats{ margin-top: 48px; display: flex; gap: 36px; flex-wrap: wrap; }
.hero-stat{ display: flex; flex-direction: column; gap: 4px; }
.hero-stat .num{ font-family: var(--font-mono); font-size: 28px; font-weight: 700; color: var(--ink); letter-spacing: -0.02em; }
.hero-stat .num .plus{ color: var(--green-700); }
.hero-stat .label{ font-size: 13px; color: var(--gray-2); letter-spacing: 0.02em; }

/* Hero photo block */
.hero-photo{
  position: relative; aspect-ratio: 4/5; max-width: 480px; margin-left: auto; width: 100%;
}
.hero-photo-frame{
  position: absolute; inset: 0;
  border-radius: var(--radius-xl);
  background: linear-gradient(160deg, var(--green-100), var(--green-50) 50%, #ecf3dd);
  overflow: hidden;
}
.hero-photo-frame img{ width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.hero-photo-card{
  position: absolute; left: -20px; bottom: 32px;
  background: var(--white); border-radius: var(--radius);
  padding: 14px 18px; box-shadow: var(--shadow-lg);
  display: flex; align-items: center; gap: 12px; min-width: 240px;
}
.hero-photo-card .avatar{
  width: 38px; height: 38px; border-radius: 50%; background: var(--green); display: flex; align-items: center; justify-content: center; font-weight: 800; color: var(--ink);
}
.hero-photo-card .name{ font-weight: 700; font-size: 14px; }
.hero-photo-card .role{ font-size: 12px; color: var(--gray-2); }
.hero-photo-card .verify{
  margin-left: auto; width: 28px; height: 28px; border-radius: 50%;
  background: var(--green-50); color: var(--green-700);
  display: flex; align-items: center; justify-content: center;
}

.hero-photo-badge{
  position: absolute; right: -16px; top: 32px;
  background: var(--white); border-radius: var(--radius);
  padding: 14px 18px; box-shadow: var(--shadow-lg);
  display: flex; flex-direction: column;
}
.hero-photo-badge .label{ font-size: 11px; color: var(--gray-2); letter-spacing: 0.06em; text-transform: uppercase; }
.hero-photo-badge .val{ font-family: var(--font-mono); font-size: 22px; font-weight: 700; margin-top: 2px; }
.hero-photo-badge .val .small{ font-size: 13px; color: var(--gray-2); }

@media (max-width: 980px){
  .hero-photo{ margin: 0 auto; }
  .hero-photo-card{ left: 0; }
}
@media (max-width: 480px){
  .hero-photo-badge{ right: 0; }
  .hero-photo-card{ left: 0; min-width: 0; }
}

/* Hero variant: no photo (centered) */
.hero.variant-noimg .hero-grid{ grid-template-columns: 1fr; text-align: center; max-width: 920px; margin: 0 auto; }
.hero.variant-noimg .hero-photo{ display: none; }
.hero.variant-noimg .hero-lead{ margin-left: auto; margin-right: auto; }
.hero.variant-noimg .hero-actions{ justify-content: center; }
.hero.variant-noimg .hero-stats{ justify-content: center; }

/* Hero variant: full-bleed */
.hero.variant-fullbleed{
  padding: 0;
}
.hero.variant-fullbleed .hero-bg{ display: none; }
.hero.variant-fullbleed .hero-grid{
  display: block; grid-template-columns: none;
}
.hero.variant-fullbleed .hero-fullbleed{
  position: relative;
  min-height: 640px;
  border-radius: 0;
  overflow: hidden;
  background: var(--ink);
  display: grid; grid-template-columns: 1.1fr .9fr; align-items: end;
}
.hero.variant-fullbleed .hero-fullbleed::before{
  content: "";
  position: absolute; inset: 0;
  background:
    linear-gradient(105deg, var(--ink) 0%, rgba(44,45,47,.85) 35%, rgba(44,45,47,.2) 60%, transparent 80%),
    radial-gradient(ellipse 50% 50% at 100% 50%, rgba(139,195,74,.35), transparent 70%);
  z-index: 2;
}
.hero.variant-fullbleed .hero-fullbleed > img{
  position: absolute; right: 0; top: 0; bottom: 0;
  width: 60%; height: 100%; object-fit: cover; object-position: center 20%;
  z-index: 1;
}
.hero.variant-fullbleed .hero-text{
  position: relative; z-index: 3;
  padding: 80px 56px;
  color: var(--white);
}
.hero.variant-fullbleed .hero-text h1,
.hero.variant-fullbleed .hero-text .hero-lead{ color: var(--white); }
.hero.variant-fullbleed .hero-text .hero-lead{ color: rgba(255,255,255,.85); }
.hero.variant-fullbleed .hero-tag{ background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.2); color: var(--white); backdrop-filter: blur(8px); }
.hero.variant-fullbleed .hero-photo, .hero.variant-fullbleed .hero-stats{ display: none; }
@media (max-width: 768px){
  .hero.variant-fullbleed .hero-fullbleed{ min-height: 560px; grid-template-columns: 1fr; }
  .hero.variant-fullbleed .hero-fullbleed > img{ width: 100%; opacity: .55; }
  .hero.variant-fullbleed .hero-text{ padding: 56px 24px; }
}

/* ============================================
   PARTNER STRIP
   ============================================ */
.partner-strip{
  padding: 36px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  overflow: hidden;
}
.partner-strip .label{ display: block; text-align: center; font-size: 13px; color: var(--gray-2); letter-spacing: 0.08em; text-transform: uppercase; font-weight: 600; margin-bottom: 28px; }
.marquee{
  position: relative; width: 100%; overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
          mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
}
.marquee-track{
  display: flex; align-items: center; gap: 64px; width: max-content;
  animation: partner-scroll 80s linear infinite;
}
.marquee:hover .marquee-track{ animation-play-state: paused; }
.partner-strip .partner-logo{
  height: 56px; width: auto; flex: none; object-fit: contain;
  opacity: .9;
}
@keyframes partner-scroll{
  from{ transform: translateX(0); }
  to{ transform: translateX(calc(-1 * var(--marquee-w, 50%))); }
}
@media (prefers-reduced-motion: reduce){
  .marquee-track{ animation: none; flex-wrap: wrap; justify-content: center; gap: 36px 56px; width: 100%; }
}

/* ============================================
   SERVICES
   ============================================ */
.section-head{
  display: flex; justify-content: space-between; align-items: end; gap: 40px; margin-bottom: 56px;
}
.section-head .left{ max-width: 640px; }
.section-head h2{ margin-top: 14px; }
.section-head .lead{ margin-top: 18px; }
@media (max-width: 768px){
  .section-head{ flex-direction: column; align-items: flex-start; gap: 20px; margin-bottom: 40px; }
}

/* Services: cards layout */
.services{ display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
@media (max-width: 768px){ .services{ grid-template-columns: 1fr; } }

.service-card{
  position: relative; overflow: hidden;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px; transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
  display: flex; flex-direction: column; gap: 16px; min-height: 320px;
}
.service-card:hover{ transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--green); }
.service-card .icon{
  width: 56px; height: 56px; border-radius: 16px;
  background: var(--green-50); color: var(--green-700);
  display: flex; align-items: center; justify-content: center;
}
.service-card .icon svg{ width: 28px; height: 28px; }
.service-card h3{ font-size: 24px; }
.service-card p{ color: var(--ink-2); flex: 1; }
.service-card .features{ list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px 16px; }
.service-card .features li{ font-size: 13px; color: var(--gray); display: flex; align-items: center; gap: 6px; }
.service-card .features li::before{ content: ""; width: 4px; height: 4px; border-radius: 50%; background: var(--green-700); }
.service-card .arrow-link{
  margin-top: 8px;
  display: inline-flex; align-items: center; gap: 8px;
  font-weight: 600; font-size: 14px; color: var(--ink);
  align-self: flex-start;
}
.service-card .arrow-link svg{ width: 14px; height: 14px; transition: transform .2s ease; }
.service-card:hover .arrow-link svg{ transform: translateX(4px); }
.service-card .bignum{
  position: absolute; top: 24px; right: 28px;
  font-family: var(--font-mono); font-size: 14px; color: var(--gray-3);
  letter-spacing: 0.04em;
}

/* Services: list layout */
.services.layout-list{ grid-template-columns: 1fr; gap: 0; }
.services.layout-list .service-card{
  flex-direction: row; align-items: center; gap: 32px;
  min-height: 0; padding: 28px 32px;
  border-radius: 0; border-left: 0; border-right: 0; border-bottom: 0;
}
.services.layout-list .service-card:last-child{ border-bottom: 1px solid var(--line); }
.services.layout-list .service-card:hover{ transform: none; box-shadow: none; background: var(--white); }
.services.layout-list .service-card .icon{ flex-shrink: 0; }
.services.layout-list .service-card .body{ flex: 1; }
.services.layout-list .service-card .features{ display: none; }
.services.layout-list .service-card p{ margin-top: 4px; }
.services.layout-list .service-card .bignum{ position: static; align-self: center; font-size: 20px; }
@media (max-width: 640px){
  .services.layout-list .service-card{ flex-direction: column; align-items: flex-start; gap: 14px; padding: 24px; }
}

/* Services: icons grid (compact) */
.services.layout-icons{ grid-template-columns: repeat(4, 1fr); gap: 16px; }
.services.layout-icons .service-card{
  text-align: center; padding: 28px 20px; min-height: 0; align-items: center;
}
.services.layout-icons .service-card .features,
.services.layout-icons .service-card .bignum{ display: none; }
.services.layout-icons .service-card h3{ font-size: 18px; }
.services.layout-icons .service-card p{ font-size: 14px; }
.services.layout-icons .service-card .icon{ width: 64px; height: 64px; border-radius: 18px; }
@media (max-width: 980px){ .services.layout-icons{ grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px){ .services.layout-icons{ grid-template-columns: 1fr; } }

/* ============================================
   ABOUT
   ============================================ */
.about{ display: grid; grid-template-columns: 1fr 1.1fr; gap: 60px; align-items: center; }
@media (max-width: 900px){ .about{ grid-template-columns: 1fr; gap: 40px; } }
.about-photo{
  position: relative; aspect-ratio: 4/5;
  border-radius: var(--radius-xl); overflow: hidden;
  background: linear-gradient(160deg, var(--green-100), #ecf3dd);
}
.about-photo img{ width: 100%; height: 100%; object-fit: cover; }
.about-photo .quote{
  position: absolute; right: 24px; bottom: 24px; left: 24px;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(8px);
  padding: 18px 22px;
  border-radius: var(--radius);
  font-style: italic; font-size: 15px; line-height: 1.5; color: var(--ink-2);
}
.about-points{ margin-top: 28px; display: grid; gap: 18px; }
.about-point{ display: flex; gap: 14px; }
.about-point .num{
  width: 36px; height: 36px; border-radius: 50%; background: var(--green); color: var(--ink);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 14px; flex-shrink: 0;
}
.about-point .text strong{ display: block; margin-bottom: 4px; }
.about-point .text p{ font-size: 15px; color: var(--ink-2); }

/* ============================================
   CALCULATOR
   ============================================ */
.calc{
  background: var(--ink); color: var(--white);
  border-radius: var(--radius-xl);
  padding: 64px;
  display: grid; grid-template-columns: 1fr 1fr; gap: 56px;
  position: relative; overflow: hidden;
}
.calc::before{
  content: ""; position: absolute; right: -100px; top: -100px;
  width: 380px; height: 380px; border-radius: 50%;
  background: radial-gradient(circle, rgba(139,195,74,.4), transparent 70%);
}
.calc-info{ position: relative; }
.calc-info .eyebrow{ color: var(--green); }
.calc-info .eyebrow::before{ background: var(--green); }
.calc-info h2{ color: var(--white); margin-top: 14px; }
.calc-info .lead{ color: rgba(255,255,255,.75); margin-top: 18px; }
.calc-info ul{ list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 12px; }
.calc-info ul li{ display: flex; align-items: center; gap: 12px; color: rgba(255,255,255,.85); font-size: 15px; }
.calc-info ul li svg{ width: 18px; height: 18px; color: var(--green); flex-shrink: 0; }

.calc-card{
  position: relative;
  background: var(--white); color: var(--ink);
  border-radius: var(--radius-lg);
  padding: 36px; box-shadow: var(--shadow-lg);
}
.calc-tabs{ display: flex; gap: 4px; padding: 4px; background: var(--bg); border-radius: 999px; margin-bottom: 28px; }
.calc-tabs button{
  flex: 1; padding: 10px 14px; border-radius: 999px;
  font-size: 13px; font-weight: 600; color: var(--gray);
  transition: background .15s ease, color .15s ease;
}
.calc-tabs button.active{ background: var(--white); color: var(--ink); box-shadow: var(--shadow-sm); }

.calc-field{ margin-bottom: 22px; }
.calc-field label{ display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; color: var(--gray); margin-bottom: 8px; font-weight: 600; }
.calc-field label .val{ font-family: var(--font-mono); font-size: 16px; font-weight: 700; color: var(--ink); }
.calc-field input[type="range"]{
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px; background: var(--line); border-radius: 999px; outline: none;
}
.calc-field input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%;
  background: var(--green); border: 3px solid var(--white);
  box-shadow: 0 2px 8px rgba(139,195,74,.4); cursor: pointer; transition: transform .12s ease;
}
.calc-field input[type="range"]::-webkit-slider-thumb:hover{ transform: scale(1.1); }
.calc-field input[type="range"]::-moz-range-thumb{
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--green); border: 3px solid var(--white);
  box-shadow: 0 2px 8px rgba(139,195,74,.4); cursor: pointer;
}

.calc-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calc-input{
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 12px;
  font-size: 15px; transition: border-color .15s ease;
}
.calc-input:focus{ outline: none; border-color: var(--green); }

.calc-result{
  margin-top: 8px; padding: 22px; background: var(--green-50); border-radius: var(--radius);
  display: flex; justify-content: space-between; align-items: end;
}
.calc-result .label{ font-size: 13px; color: var(--green-700); font-weight: 600; }
.calc-result .value{ font-family: var(--font-mono); font-size: 36px; font-weight: 800; color: var(--ink); letter-spacing: -0.02em; line-height: 1; margin-top: 4px; }
.calc-result .sub{ font-size: 12px; color: var(--gray); margin-top: 6px; }

.calc-cta{ margin-top: 22px; display: flex; gap: 10px; }
.calc-cta .btn{ flex: 1; }

@media (max-width: 900px){
  .calc{ grid-template-columns: 1fr; padding: 40px 28px; gap: 32px; }
  .calc-card{ padding: 28px; }
}

/* ============================================
   EDUCATION (Blog preview)
   ============================================ */
.edu-grid{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 900px){ .edu-grid{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px){ .edu-grid{ grid-template-columns: 1fr; } }

.edu-card{
  background: var(--white); border-radius: var(--radius-lg);
  overflow: hidden; border: 1px solid var(--line);
  transition: transform .25s ease, box-shadow .25s ease;
  display: flex; flex-direction: column;
}
.edu-card:hover{ transform: translateY(-3px); box-shadow: var(--shadow); }
.edu-card .thumb{
  aspect-ratio: 16/10;
  background: linear-gradient(135deg, var(--green-100), var(--green-50));
  position: relative;
  display: flex; align-items: center; justify-content: center;
}
.edu-card .thumb-pattern{
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 20% 30%, var(--green) 1px, transparent 1px),
    radial-gradient(circle at 80% 70%, var(--green) 1px, transparent 1px);
  background-size: 24px 24px;
  opacity: .15;
}
.edu-card .thumb-icon{
  position: relative;
  width: 72px; height: 72px; border-radius: 22px;
  background: var(--white); color: var(--green-700);
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-sm);
}
.edu-card .thumb-icon svg{ width: 36px; height: 36px; }
.edu-card .body{ padding: 24px; display: flex; flex-direction: column; gap: 12px; flex: 1; }
.edu-card .tag{
  align-self: flex-start;
  padding: 4px 10px; border-radius: 999px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  background: var(--green-50); color: var(--green-700);
}
.edu-card h3{ font-size: 18px; line-height: 1.3; }
.edu-card p{ font-size: 14px; color: var(--ink-2); line-height: 1.5; flex: 1; }
.edu-card .meta{ display: flex; justify-content: space-between; align-items: center; font-size: 12px; color: var(--gray-2); margin-top: 4px; }
.edu-card .meta .read{ font-weight: 600; color: var(--ink); display: inline-flex; align-items: center; gap: 4px; }
.edu-card .meta .read svg{ width: 12px; height: 12px; transition: transform .2s ease; }
.edu-card:hover .meta .read svg{ transform: translateX(3px); }

/* ============================================
   PROPERTIES
   ============================================ */
.props-grid{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 900px){ .props-grid{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px){ .props-grid{ grid-template-columns: 1fr; } }

.prop-card{
  background: var(--white); border-radius: var(--radius-lg);
  overflow: hidden; border: 1px solid var(--line);
  transition: transform .25s ease, box-shadow .25s ease;
}
.prop-card:hover{ transform: translateY(-3px); box-shadow: var(--shadow); }
.prop-thumb{
  aspect-ratio: 4/3; position: relative; overflow: hidden;
  background: linear-gradient(135deg, #e8e6e0, #f3f1ec);
}
.prop-thumb svg{ width: 100%; height: 100%; object-fit: cover; }
.prop-badge{
  position: absolute; top: 14px; left: 14px;
  background: var(--green); color: var(--ink);
  padding: 4px 10px; border-radius: 6px; font-size: 11px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase;
}
.prop-badge.sale{ background: var(--ink); color: var(--white); }
.prop-fav{
  position: absolute; top: 12px; right: 12px;
  width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,.9);
  display: flex; align-items: center; justify-content: center;
  backdrop-filter: blur(8px);
}
.prop-body{ padding: 20px; }
.prop-loc{ font-size: 12px; color: var(--gray-2); letter-spacing: 0.04em; text-transform: uppercase; font-weight: 600; }
.prop-title{ font-size: 18px; margin-top: 4px; }
.prop-specs{ display: flex; gap: 16px; margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line); font-size: 13px; color: var(--gray); }
.prop-specs span{ display: inline-flex; align-items: center; gap: 6px; }
.prop-specs svg{ width: 14px; height: 14px; color: var(--green-700); }
.prop-price{ display: flex; justify-content: space-between; align-items: end; margin-top: 16px; }
.prop-price .val{ font-family: var(--font-mono); font-size: 22px; font-weight: 800; color: var(--ink); letter-spacing: -0.01em; }
.prop-price .per{ font-size: 12px; color: var(--gray-2); }

/* ============================================
   TESTIMONIALS
   ============================================ */
.tests{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 900px){ .tests{ grid-template-columns: 1fr; } }
.test-card{
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px; display: flex; flex-direction: column; gap: 18px;
}
.test-stars{ display: flex; gap: 2px; color: var(--green); }
.test-stars svg{ width: 18px; height: 18px; fill: currentColor; }
.test-card .body{ font-size: 16px; line-height: 1.55; color: var(--ink-2); flex: 1; }
.test-author{ display: flex; align-items: center; gap: 12px; padding-top: 18px; border-top: 1px solid var(--line); }
.test-author .avatar{
  width: 44px; height: 44px; border-radius: 50%; background: var(--green-100); color: var(--green-700);
  display: flex; align-items: center; justify-content: center; font-weight: 800;
}
.test-author .name{ font-weight: 700; font-size: 14px; }
.test-author .meta{ font-size: 12px; color: var(--gray-2); }

/* ============================================
   FAQ
   ============================================ */
.faq{ max-width: 880px; margin: 0 auto; }
.faq-item{
  border-bottom: 1px solid var(--line);
}
.faq-item summary{
  list-style: none;
  cursor: pointer;
  padding: 24px 0;
  display: flex; justify-content: space-between; align-items: center; gap: 24px;
  font-size: 18px; font-weight: 700; color: var(--ink);
  transition: color .15s ease;
}
.faq-item summary::-webkit-details-marker{ display: none; }
.faq-item summary:hover{ color: var(--green-700); }
.faq-item summary .toggle{
  flex-shrink: 0;
  width: 36px; height: 36px; border-radius: 50%; background: var(--bg); border: 1px solid var(--line);
  display: flex; align-items: center; justify-content: center; transition: transform .2s ease, background .2s ease;
}
.faq-item summary .toggle svg{ width: 16px; height: 16px; transition: transform .2s ease; }
.faq-item[open] summary .toggle{ background: var(--green); border-color: var(--green); }
.faq-item[open] summary .toggle svg{ transform: rotate(45deg); }
.faq-item .answer{ padding: 0 0 28px; color: var(--ink-2); font-size: 16px; line-height: 1.6; max-width: 760px; }

/* ============================================
   CONTACT
   ============================================ */
.contact{
  display: grid; grid-template-columns: 1fr 1.1fr; gap: 60px; align-items: start;
}
@media (max-width: 900px){ .contact{ grid-template-columns: 1fr; } }
.contact-info{ display: grid; gap: 20px; }
.contact-card{
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 24px; display: flex; gap: 16px; align-items: flex-start;
  transition: border-color .15s ease;
}
.contact-card:hover{ border-color: var(--green); }
.contact-card .icon{
  width: 44px; height: 44px; border-radius: 12px; background: var(--green-50); color: var(--green-700);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.contact-card .icon svg{ width: 22px; height: 22px; }
.contact-card .label{ font-size: 12px; color: var(--gray-2); letter-spacing: 0.06em; text-transform: uppercase; font-weight: 600; }
.contact-card .val{ font-size: 17px; font-weight: 700; margin-top: 4px; color: var(--ink); }
.contact-card .sub{ font-size: 13px; color: var(--gray-2); margin-top: 2px; }

.contact-form{
  background: var(--white); border-radius: var(--radius-lg);
  padding: 36px; border: 1px solid var(--line);
}
.contact-form h3{ margin-bottom: 8px; }
.contact-form p.small{ font-size: 14px; color: var(--gray-2); margin-bottom: 24px; }
.form-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
@media (max-width: 640px){ .form-row{ grid-template-columns: 1fr; } }
.field{ display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; }
.field label{ font-size: 13px; font-weight: 600; color: var(--gray); }
.field input, .field textarea, .field select{
  padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 12px;
  font-size: 15px; transition: border-color .15s ease;
  background: var(--white);
}
.field input:focus, .field textarea:focus, .field select:focus{ outline: none; border-color: var(--green); }
.field textarea{ resize: vertical; min-height: 110px; font-family: inherit; }
.checkbox-row{ display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--gray); margin-bottom: 18px; line-height: 1.5; }
.checkbox-row input{ margin-top: 3px; accent-color: var(--green-700); }
.checkbox-row a{ color: var(--green-700); text-decoration: underline; }

/* ============================================
   FOOTER
   ============================================ */
.footer{
  background: var(--ink); color: rgba(255,255,255,.7);
  padding: 80px 0 32px;
}
.footer-grid{
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px;
  padding-bottom: 56px; border-bottom: 1px solid rgba(255,255,255,.1);
}
@media (max-width: 900px){ .footer-grid{ grid-template-columns: 1fr 1fr; gap: 36px; } }
@media (max-width: 540px){ .footer-grid{ grid-template-columns: 1fr; } }
.footer-brand img{ height: 70px; width: auto; margin-bottom: 20px; }
.footer-brand p{ font-size: 14px; line-height: 1.6; max-width: 320px; }
.footer-col h4{ color: var(--white); font-size: 13px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 18px; }
.footer-col ul{ list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.footer-col a{ color: rgba(255,255,255,.65); font-size: 14px; transition: color .15s ease; }
.footer-col a:hover{ color: var(--green); }

.footer-bottom{
  display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap;
  padding-top: 28px;
  font-size: 13px; color: rgba(255,255,255,.5);
}
.footer-bottom .legal{ display: flex; gap: 20px; flex-wrap: wrap; }
.footer-bottom a:hover{ color: var(--white); }

.footer-partners{
  margin-top: 28px; padding: 20px; background: rgba(255,255,255,.03); border-radius: var(--radius);
  border: 1px solid rgba(255,255,255,.06);
  font-size: 12px; line-height: 1.6; color: rgba(255,255,255,.55);
}
.footer-partners strong{ color: rgba(255,255,255,.8); }

/* ============================================
   COOKIE BANNER
   ============================================ */
.cookie-banner{
  position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 200;
  max-width: 720px; margin: 0 auto;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 24px;
  display: none;
}
.cookie-banner.show{ display: block; animation: slideUp .4s ease both; }
@keyframes slideUp{
  from{ opacity: 0; transform: translateY(20px); }
  to  { opacity: 1; transform: translateY(0); }
}
.cookie-banner h4{ font-size: 16px; margin-bottom: 8px; }
.cookie-banner p{ font-size: 13px; color: var(--ink-2); line-height: 1.5; margin-bottom: 16px; }
.cookie-actions{ display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-actions .btn{ flex: 1 1 auto; }
.cookie-prefs{
  display: none; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--line);
  gap: 12px; flex-direction: column;
}
.cookie-prefs.show{ display: flex; }
.cookie-pref{ display: flex; justify-content: space-between; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--line); }
.cookie-pref:last-child{ border-bottom: none; }
.cookie-pref .text strong{ display: block; font-size: 14px; }
.cookie-pref .text p{ margin: 2px 0 0; font-size: 12px; }
.cookie-pref .req{ font-size: 11px; color: var(--green-700); font-weight: 700; }

/* Toggle switch */
.switch{ position: relative; width: 42px; height: 24px; }
.switch input{ display: none; }
.switch label{ position: absolute; inset: 0; background: var(--line); border-radius: 999px; cursor: pointer; transition: background .15s ease; }
.switch label::after{ content: ""; position: absolute; top: 2px; left: 2px; width: 20px; height: 20px; background: var(--white); border-radius: 50%; transition: transform .15s ease; box-shadow: var(--shadow-sm); }
.switch input:checked + label{ background: var(--green); }
.switch input:checked + label::after{ transform: translateX(18px); }

/* ============================================
   GENERIC PAGES (services, blog, kontakt)
   ============================================ */
.page-hero{
  position: relative;
  padding: 64px 0 56px;
  background: linear-gradient(180deg, rgba(139,195,74,.08), transparent);
  border-bottom: 1px solid var(--line);
}
.page-hero .breadcrumbs{
  display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--gray-2); margin-bottom: 20px;
}
.page-hero .breadcrumbs a:hover{ color: var(--ink); }
.page-hero .breadcrumbs span{ color: var(--gray-3); }
.page-hero h1{ max-width: 880px; }
.page-hero .lead{ margin-top: 22px; max-width: 760px; }

.split{ display: grid; grid-template-columns: 1.4fr 1fr; gap: 60px; align-items: start; }
@media (max-width: 900px){ .split{ grid-template-columns: 1fr; } }

.prose{ max-width: 760px; font-size: 17px; line-height: 1.7; color: var(--ink-2); }
.prose > * + *{ margin-top: 1.2em; }
.prose h2{ font-size: 28px; margin-top: 1.8em; color: var(--ink); }
.prose h3{ font-size: 22px; margin-top: 1.4em; color: var(--ink); }
.prose ul, .prose ol{ padding-left: 22px; }
.prose li{ margin-bottom: 8px; }
.prose strong{ color: var(--ink); }
.prose blockquote{
  padding: 20px 28px; background: var(--green-50); border-radius: var(--radius);
  border-left: 4px solid var(--green); font-style: italic; color: var(--ink);
}
.prose a{ color: var(--green-700); border-bottom: 1px solid currentColor; }

.sidebar{
  position: sticky; top: 100px;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 28px;
}
.sidebar h4{ font-size: 16px; margin-bottom: 16px; }
.sidebar ul{ list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.sidebar ul a{ font-size: 14px; color: var(--ink-2); display: flex; gap: 8px; padding: 8px 10px; border-radius: 8px; }
.sidebar ul a:hover{ background: var(--bg); color: var(--ink); }
.sidebar ul a.active{ background: var(--green-50); color: var(--green-700); font-weight: 600; }

/* CTA strip */
.cta-strip{
  background: linear-gradient(135deg, var(--green), #A7D464);
  border-radius: var(--radius-xl);
  padding: 56px;
  display: grid; grid-template-columns: 1.4fr 1fr; gap: 40px; align-items: center;
  position: relative; overflow: hidden;
}
.cta-strip h2{ color: var(--ink); }
.cta-strip p{ color: var(--ink-2); margin-top: 14px; max-width: 540px; }
.cta-strip-actions{ display: flex; gap: 12px; flex-wrap: wrap; justify-content: flex-end; }
@media (max-width: 900px){
  .cta-strip{ grid-template-columns: 1fr; padding: 40px 28px; }
  .cta-strip-actions{ justify-content: flex-start; }
}

/* Service detail features */
.feat-grid{ display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
@media (max-width: 700px){ .feat-grid{ grid-template-columns: 1fr; } }
.feat{
  padding: 28px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  display: flex; gap: 18px; align-items: flex-start;
}
.feat .icon{ width: 44px; height: 44px; border-radius: 12px; background: var(--green-50); color: var(--green-700); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.feat .icon svg{ width: 22px; height: 22px; }
.feat h4{ font-size: 17px; margin-bottom: 6px; }
.feat p{ font-size: 14px; color: var(--ink-2); line-height: 1.55; }

/* App / myPLANN intro */
.app-intro{ display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 48px; align-items: center; }
.app-visual{ display: flex; justify-content: center; align-items: flex-start; }
.app-phone{ border-radius: 30px; overflow: hidden; box-shadow: var(--shadow-lg); flex-shrink: 0; background: #eef0f2; }
.app-phone img{ display: block; height: 440px; width: auto; }
.app-phone-back{ transform: rotate(-4deg); z-index: 1; }
.app-phone-front{ transform: rotate(3deg); z-index: 2; margin-left: -84px; margin-top: 40px; }
@media (max-width: 900px){
  .app-intro{ grid-template-columns: 1fr; gap: 32px; }
  .app-text{ order: -1; }
  .app-phone img{ height: 360px; }
}
@media (max-width: 420px){
  .app-phone img{ height: 300px; }
  .app-phone-front{ margin-left: -60px; }
}

/* Process steps */
.steps{ display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
@media (max-width: 900px){ .steps{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px){ .steps{ grid-template-columns: 1fr; } }
.step{ position: relative; padding: 28px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); }
.step .num{
  position: absolute; top: -18px; left: 24px;
  width: 36px; height: 36px; border-radius: 50%; background: var(--green); color: var(--ink);
  display: flex; align-items: center; justify-content: center; font-weight: 800;
}
.step h4{ margin-top: 8px; font-size: 17px; }
.step p{ font-size: 14px; color: var(--ink-2); margin-top: 6px; }

/* Property detail */
.prop-detail{ display: grid; grid-template-columns: 1.4fr 1fr; gap: 40px; align-items: start; }
@media (max-width: 900px){ .prop-detail{ grid-template-columns: 1fr; } }
.prop-gallery{ display: grid; grid-template-columns: 2fr 1fr; gap: 8px; border-radius: var(--radius-lg); overflow: hidden; }
.prop-gallery > div:first-child{ grid-row: span 2; aspect-ratio: 4/3; }
.prop-gallery > div{ aspect-ratio: 4/3; background: linear-gradient(135deg, #e8e6e0, #f3f1ec); position: relative; }
.prop-gallery > div::after{ content: ""; position: absolute; inset: 20%; border: 2px dashed rgba(0,0,0,.1); border-radius: 8px; }
.prop-gallery > div span{ position: absolute; bottom: 12px; right: 12px; font-family: var(--font-mono); font-size: 11px; color: var(--gray-2); background: rgba(255,255,255,.8); padding: 4px 8px; border-radius: 6px; }
.prop-summary{ position: sticky; top: 100px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; }
.prop-summary .big-price{ font-family: var(--font-mono); font-size: 36px; font-weight: 800; letter-spacing: -0.02em; margin-top: 6px; }
.prop-summary .attrs{ list-style: none; padding: 0; margin: 24px 0; display: grid; gap: 12px; border-top: 1px solid var(--line); padding-top: 20px; }
.prop-summary .attrs li{ display: flex; justify-content: space-between; font-size: 14px; }
.prop-summary .attrs li span{ color: var(--gray-2); }
.prop-summary .btn{ width: 100%; margin-top: 8px; }

/* ============================================
   DTI calculator additions
   ============================================ */
.calc-card.is-dti{ padding: 32px; }
.calc-card.is-dti .calc-field{ margin-bottom: 18px; }
.calc-card.is-dti .calc-field label{ font-size: 12.5px; }
.calc-card.is-dti .calc-field label .val{ font-size: 15px; }

.dti-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 540px){ .dti-row{ grid-template-columns: 1fr; } }

.dti-segment{
  display: grid; grid-template-columns: 1fr 1fr; gap: 4px;
  padding: 4px; background: var(--bg); border-radius: 12px;
}
.dti-segment label{
  position: relative;
  padding: 10px 12px; border-radius: 9px;
  font-size: 13px; font-weight: 600; color: var(--gray);
  text-align: center; cursor: pointer;
  transition: background .15s ease, color .15s ease;
}
.dti-segment input{ position: absolute; opacity: 0; pointer-events: none; }
.dti-segment input:checked + span{ color: var(--ink); }
.dti-segment label:has(input:checked){ background: var(--white); color: var(--ink); box-shadow: var(--shadow-sm); }

/* Tooltip (info icon) */
.info-tip{
  display: inline-flex; align-items: center; justify-content: center;
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--line); color: var(--gray);
  font-size: 10px; font-weight: 800; font-family: var(--font-sans);
  cursor: help; margin-left: 4px; position: relative;
  transition: background .15s ease, color .15s ease;
  vertical-align: middle;
}
.info-tip:hover{ background: var(--green); color: var(--ink); }
.info-tip::after{
  content: attr(data-tip);
  position: absolute; bottom: calc(100% + 8px); left: 50%; transform: translateX(-50%);
  width: max-content; max-width: 260px;
  padding: 10px 12px; background: var(--ink); color: var(--white);
  font-size: 12px; font-weight: 500; line-height: 1.45; letter-spacing: 0;
  border-radius: 8px; box-shadow: var(--shadow);
  opacity: 0; pointer-events: none; transition: opacity .15s ease;
  z-index: 10; text-align: left; text-transform: none;
  white-space: normal;
}
.info-tip::before{
  content: ""; position: absolute; bottom: calc(100% + 2px); left: 50%; transform: translateX(-50%);
  border: 6px solid transparent; border-top-color: var(--ink);
  opacity: 0; transition: opacity .15s ease;
  pointer-events: none;
}
.info-tip:hover::after, .info-tip:hover::before,
.info-tip:focus::after, .info-tip:focus::before{ opacity: 1; }

/* DTI result block */
.dti-result{
  margin-top: 8px;
  padding: 22px; background: var(--green-50); border-radius: var(--radius);
  border: 1.5px solid var(--green);
  transition: background .2s ease, border-color .2s ease;
}
.dti-result.status-warn{ background: #FFF7E0; border-color: #E8B43A; }
.dti-result.status-bad{ background: #FDECEC; border-color: #D55B5B; }

.dti-result-head{
  display: flex; justify-content: space-between; align-items: flex-end; gap: 16px;
  margin-bottom: 14px;
}
.dti-result-head .meta{ font-size: 11px; color: var(--green-700); font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; }
.dti-result.status-warn .meta{ color: #A07A12; }
.dti-result.status-bad .meta{ color: #A22; }

.dti-value{
  font-family: var(--font-mono);
  font-size: 44px; font-weight: 800;
  letter-spacing: -0.02em; line-height: 1;
  color: var(--ink);
}
.dti-value .x{ font-size: 22px; font-weight: 700; margin-left: 4px; color: var(--gray); }

.dti-limit{
  text-align: right; font-size: 11px; color: var(--gray); letter-spacing: 0.04em;
}
.dti-limit strong{
  display: block; font-family: var(--font-mono); font-size: 22px;
  color: var(--ink); font-weight: 700; margin-top: 2px;
}

.dti-status{
  display: inline-flex; align-items: center; gap: 6px;
  padding: 4px 10px; border-radius: 999px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.02em;
  background: var(--green); color: var(--ink);
}
.dti-status.warn{ background: #E8B43A; color: var(--ink); }
.dti-status.bad{ background: #D55B5B; color: var(--white); }
.dti-status svg{ width: 12px; height: 12px; }

/* DTI progress bar */
.dti-bar{
  position: relative;
  height: 10px; background: var(--white); border-radius: 999px; overflow: hidden;
  margin: 14px 0 10px;
  box-shadow: inset 0 0 0 1px rgba(0,0,0,.04);
}
.dti-bar-fill{
  position: absolute; left: 0; top: 0; bottom: 0;
  background: linear-gradient(90deg, var(--green-600), var(--green));
  border-radius: 999px;
  transition: width .35s cubic-bezier(.4,.0,.2,1), background .25s ease;
}
.dti-result.status-warn .dti-bar-fill{ background: linear-gradient(90deg, #D9A02C, #E8B43A); }
.dti-result.status-bad  .dti-bar-fill{ background: linear-gradient(90deg, #B83E3E, #D55B5B); }
.dti-bar-limit{
  position: absolute; top: -2px; bottom: -2px;
  width: 2px; background: var(--ink);
  border-radius: 1px;
}
.dti-bar-limit::after{
  content: "limit"; position: absolute; top: -16px; left: 50%; transform: translateX(-50%);
  font-size: 9px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  color: var(--ink);
}

.dti-sub{ font-size: 13px; color: var(--ink-2); line-height: 1.5; margin-top: 6px; }
.dti-sub strong{ color: var(--ink); }

/* Side metrics (DSTI, LTV, Max úvěr) */
.dti-metrics{
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px;
  margin-top: 14px;
}
@media (max-width: 480px){ .dti-metrics{ grid-template-columns: 1fr; } }
.dti-metric{
  padding: 14px;
  background: var(--white); border: 1px solid var(--line); border-radius: 12px;
}
.dti-metric .lbl{
  font-size: 10.5px; color: var(--gray-2);
  letter-spacing: 0.06em; text-transform: uppercase; font-weight: 700;
  display: flex; align-items: center; gap: 2px;
}
.dti-metric .vl{
  font-family: var(--font-mono); font-size: 20px; font-weight: 800;
  color: var(--ink); margin-top: 2px; letter-spacing: -0.01em;
}
.dti-metric .sm{ font-size: 11px; color: var(--gray); margin-top: 2px; }
.dti-metric .vl.warn{ color: #B07112; }
.dti-metric .vl.bad{ color: #A22; }

/* ============================================
   Unified Mortgage + DTI calculator
   ============================================ */
.calc-card.is-unified{ padding: 36px; }
@media (max-width: 640px){ .calc-card.is-unified{ padding: 24px; } }

.calc-toggle-bar{ margin-bottom: 22px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.calc-toggle-bar .eyebrow{ color: var(--green-700); }

.calc-grid{ display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
@media (max-width: 820px){ .calc-grid{ grid-template-columns: 1fr; gap: 8px; } }

.calc-col-title{
  font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--gray-2); margin-bottom: 14px;
  display: flex; align-items: center; gap: 8px;
}
.calc-col-title::after{
  content: ""; flex: 1; height: 1px; background: var(--line);
}

/* Rate box */
.rate-box{
  margin-top: 12px; padding: 16px 18px;
  background: linear-gradient(135deg, var(--green-50), #F7FBED);
  border: 1px solid var(--green); border-radius: 12px;
}
.rate-box-head{ display: flex; align-items: center; justify-content: space-between; gap: 8px; }
.rate-box-label{ font-size: 11px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--green-700); }
.rate-box-range{
  display: flex; align-items: baseline; gap: 6px;
  font-family: var(--font-mono); margin-top: 6px;
}
.rate-from, .rate-to{ font-size: 26px; font-weight: 800; color: var(--ink); letter-spacing: -0.02em; }
.rate-sep{ font-size: 20px; color: var(--gray-2); font-weight: 600; }
.rate-unit{ font-size: 14px; color: var(--gray); margin-left: 2px; font-weight: 600; }
.rate-box-sub{ font-size: 12px; color: var(--ink-2); margin-top: 6px; line-height: 1.45; }

/* Result panel */
.calc-result-unified{
  margin-top: 28px;
  padding: 24px;
  background: var(--ink); color: var(--white);
  border-radius: var(--radius-lg);
  position: relative; overflow: hidden;
}
.calc-result-unified::before{
  content: ""; position: absolute; right: -80px; top: -80px;
  width: 220px; height: 220px; border-radius: 50%;
  background: radial-gradient(circle, rgba(139,195,74,.35), transparent 70%);
  pointer-events: none;
}

.result-main{
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 24px; align-items: end;
  padding-bottom: 22px; border-bottom: 1px solid rgba(255,255,255,.1);
  position: relative;
}
@media (max-width: 640px){ .result-main{ grid-template-columns: 1fr; gap: 14px; } }

.result-main-label{
  font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: rgba(255,255,255,.6);
}
.result-main-value{
  font-family: var(--font-mono); font-size: 48px; font-weight: 800;
  letter-spacing: -0.025em; line-height: 1; margin-top: 6px;
  color: var(--white);
}
.result-main-sub{ font-size: 12px; color: rgba(255,255,255,.55); margin-top: 8px; }

.result-main-stats{ display: grid; gap: 14px; }
.result-mini-label{ font-size: 10px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: rgba(255,255,255,.5); }
.result-mini-value{ font-family: var(--font-mono); font-size: 20px; font-weight: 700; color: var(--white); margin-top: 2px; }

/* Metrics grid */
.metrics-grid{
  margin-top: 22px;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px;
  position: relative;
}
@media (max-width: 700px){ .metrics-grid{ grid-template-columns: 1fr; } }

.metric-tile{
  padding: 16px 18px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 14px;
  transition: background .2s ease, border-color .2s ease;
}
.metric-tile.status-ok    { border-color: rgba(139,195,74,.5); background: rgba(139,195,74,.10); }
.metric-tile.status-warn  { border-color: rgba(232,180,58,.5); background: rgba(232,180,58,.10); }
.metric-tile.status-bad   { border-color: rgba(213,91,91,.5);  background: rgba(213,91,91,.10);  }

.metric-head{
  display: flex; justify-content: space-between; align-items: center; gap: 8px;
}
.metric-label{
  font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: rgba(255,255,255,.75);
  display: inline-flex; align-items: center; gap: 4px;
}
.metric-label .info-tip{
  background: rgba(255,255,255,.15); color: rgba(255,255,255,.85);
}
.metric-label .info-tip:hover{ background: var(--green); color: var(--ink); }

.metric-status{
  font-size: 10px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  padding: 3px 8px; border-radius: 999px;
  background: rgba(255,255,255,.1); color: rgba(255,255,255,.75);
}
.metric-tile.status-ok   .metric-status{ background: var(--green); color: var(--ink); }
.metric-tile.status-warn .metric-status{ background: #E8B43A; color: var(--ink); }
.metric-tile.status-bad  .metric-status{ background: #D55B5B; color: var(--white); }

.metric-value{
  font-family: var(--font-mono); font-size: 26px; font-weight: 800;
  color: var(--white); margin-top: 8px; letter-spacing: -0.02em;
}
.metric-limit{ font-size: 11px; color: rgba(255,255,255,.55); margin-top: 2px; }

.metric-bar{
  position: relative; margin-top: 10px;
  height: 5px; background: rgba(255,255,255,.1); border-radius: 999px; overflow: hidden;
}
.metric-bar-fill{
  position: absolute; left: 0; top: 0; bottom: 0;
  background: var(--green); border-radius: 999px;
  transition: width .35s cubic-bezier(.4,.0,.2,1), background .25s ease;
}
.metric-tile.status-warn .metric-bar-fill{ background: #E8B43A; }
.metric-tile.status-bad  .metric-bar-fill{ background: #D55B5B; }

/* Bonita explanation */
.bonita-explain{
  margin-top: 22px; padding: 14px 16px;
  background: rgba(139,195,74,.08); border: 1px solid rgba(139,195,74,.25);
  border-radius: 12px;
  font-size: 13px; line-height: 1.55; color: rgba(255,255,255,.9);
}
.bonita-explain strong{ color: var(--white); }
.bonita-explain.status-warn{ background: rgba(232,180,58,.10); border-color: rgba(232,180,58,.3); }
.bonita-explain.status-bad{ background: rgba(213,91,91,.10); border-color: rgba(213,91,91,.3); }

/* Loan info card (úvěr / vlastní / zajištění) */
.loan-info{
  margin: 4px 0 18px;
  padding: 14px 16px;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 12px;
}
.loan-info-row{
  display: flex; justify-content: space-between; align-items: center; gap: 12px;
  font-size: 13px; line-height: 1.4;
  padding: 6px 0;
}
.loan-info-row + .loan-info-row{ border-top: 1px dashed rgba(0,0,0,.06); padding-top: 10px; margin-top: 4px; }
.loan-info-row .loan-info-label{
  color: var(--gray); font-weight: 500;
  display: inline-flex; align-items: center; gap: 4px;
}
.loan-info-row .loan-info-value{
  font-weight: 700; color: var(--ink); text-align: right;
}
.loan-info-row.main{ padding: 4px 0; }
.loan-info-row.main .loan-info-label{ color: var(--ink); font-weight: 600; font-size: 14px; }
.loan-info-row.main .loan-info-value{ font-size: 18px; color: var(--green-700); letter-spacing: -0.01em; }
.loan-info-value.mono{ font-family: var(--font-mono); }

/* Rate override toggle + custom input */
.rate-box-custom{
  display: flex; align-items: baseline; gap: 6px;
  margin-top: 6px;
}
.rate-box-custom input{
  width: 110px; padding: 8px 10px;
  border: 1.5px solid var(--green-600); background: var(--white);
  border-radius: 10px;
  font-family: var(--font-mono);
  font-size: 24px; font-weight: 800; color: var(--ink);
  letter-spacing: -0.02em;
  text-align: center;
}
.rate-box-custom input:focus{ outline: none; border-color: var(--green-700); box-shadow: 0 0 0 3px rgba(139,195,74,.2); }

.rate-override-toggle{
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 12px;
  font-size: 12px; color: var(--ink-2);
  cursor: pointer;
  user-select: none;
}
.rate-override-toggle input{ accent-color: var(--green-700); cursor: pointer; }
.rate-override-toggle:hover{ color: var(--ink); }

/* Utility */
.text-center{ text-align: center; }
.mt-12{ margin-top: 12px; }
.mt-24{ margin-top: 24px; }
.mt-32{ margin-top: 32px; }
.mt-48{ margin-top: 48px; }
.flex{ display: flex; }
.gap-12{ gap: 12px; }
.gap-16{ gap: 16px; }
.wrap{ flex-wrap: wrap; }
.success-msg{ padding: 16px; background: var(--green-50); border: 1px solid var(--green); border-radius: 12px; color: var(--green-700); font-weight: 600; margin-top: 16px; display: none; }
.success-msg.show{ display: block; }

/* Tweaks panel toggle visibility */
[data-tweak-target]{ transition: none; }

/* ============================================
   MOBILNÍ DOLADĚNÍ (přidáno – neovlivňuje desktop)
   Cílí jen na malé telefony do 640 px.
   ============================================ */
@media (max-width: 640px){

  /* --- Záhlaví: stačí logo + hamburger; CTA je v rozbalovacím menu --- */
  .nav .nav-cta .btn-primary{ display: none; }
  .nav-logo img{ height: 32px; }
  .nav-inner{ gap: 12px; }

  /* --- Žádné nechtěné vodorovné posouvání stránky --- */
  html, body{ overflow-x: hidden; }

  /* --- Kalkulačka: slabší tmavý rám = širší bílá karta, méně stísněné --- */
  .calc{ padding: 14px; gap: 16px; border-radius: 20px; }
  .calc-card, .calc-card.is-unified{ padding: 18px 15px; }
  .calc-result-unified{ padding: 18px 15px; }

  /* --- Výsledek: velká čísla ať se nelámou (Kč nepadá na druhý řádek) --- */
  .result-main-value{ font-size: 38px; }
  .result-main-stats{ grid-template-columns: 1fr; gap: 12px; }
  .result-mini-value{ font-size: 19px; white-space: nowrap; }
  .loan-info-value{ white-space: nowrap; }

  /* --- Segmentové přepínače (fixace 1–7 let) ať se vejdou --- */
  .dti-segment label span{ font-size: 12px; }
}

/* ============================================
   Pohyb — scroll reveal, 3D náklon, parallax
   ============================================ */

/* Scroll progress lišta nahoře */
.scroll-progress{
  position: fixed; top: 0; left: 0; height: 3px; width: 0;
  z-index: 1000; pointer-events: none;
  background: linear-gradient(90deg, var(--green-600), var(--green), #c6e89a);
  box-shadow: 0 0 10px rgba(139,195,74,.6);
  transition: width .08s linear;
}

/* Scroll reveal s „pop" dojezdem */
.reveal{
  opacity: 0;
  transform: translateY(28px) scale(.97);
  transition: opacity .6s ease, transform .7s cubic-bezier(.34,1.45,.5,1);
  will-change: opacity, transform;
}
.reveal.reveal-in{ opacity: 1; transform: none; }

/* Karty: 3D náklon za kurzorem (nastavováno JS) + svižnější hover */
.feat, .test-card, .edu-card, .step{ transition: transform .3s cubic-bezier(.34,1.45,.5,1), box-shadow .3s ease, border-color .3s ease; }
.feat:hover, .test-card:hover{ transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.tilt{ transform-style: preserve-3d; will-change: transform; }
.tilt .icon, .service-card .icon{ transition: transform .3s cubic-bezier(.34,1.45,.5,1); }
.service-card:hover .icon, .feat:hover .icon{ transform: translateZ(30px) scale(1.08) rotate(-4deg); }

/* Tlačítka — světelný přejezd při najetí */
.btn-green, .btn-primary{ position: relative; overflow: hidden; }
.btn-green::after, .btn-primary::after{
  content: ""; position: absolute; top: 0; left: -120%; width: 60%; height: 100%;
  background: linear-gradient(100deg, transparent, rgba(255,255,255,.45), transparent);
  transform: skewX(-18deg); transition: left .6s ease;
}
.btn-green:hover::after, .btn-primary:hover::after{ left: 140%; }

/* Plovoucí kartička u hero fotky + měkký nájezd hero obsahu */
.hero-photo-card{ animation: fp24-float 5.5s ease-in-out infinite; }
@keyframes fp24-float{ 0%,100%{ transform: translateY(0); } 50%{ transform: translateY(-8px); } }
.hero-photo{ transition: transform .25s cubic-bezier(.22,.61,.36,1); will-change: transform; }
.hero .hero-tag, .hero h1, .hero-lead, .hero-actions, .hero-stats{ animation: fp24-rise .7s cubic-bezier(.34,1.45,.5,1) both; }
.hero h1{ animation-delay: .06s; }
.hero-lead{ animation-delay: .14s; }
.hero-actions{ animation-delay: .22s; }
.hero-stats{ animation-delay: .30s; }
@keyframes fp24-rise{ from{ opacity: 0; transform: translateY(20px); } to{ opacity: 1; transform: none; } }

/* Živé pozadí hera — pomalu plující záře */
.hero-bg{ animation: fp24-bg 16s ease-in-out infinite alternate; }
@keyframes fp24-bg{ from{ transform: translate3d(0,0,0) scale(1); } to{ transform: translate3d(-2%,1.5%,0) scale(1.08); } }

/* Animovaný akcent v nadpisu (podtržení „dýchá") */
.hero h1 .accent::after{ animation: fp24-underline 3.2s ease-in-out infinite; transform-origin: left center; }
@keyframes fp24-underline{ 0%,100%{ transform: scaleX(1); opacity: 1; } 50%{ transform: scaleX(1.04); opacity: .8; } }

/* Statistiky během count-upu nesmí „skákat" šířkou */
.hero-stat .num{ font-variant-numeric: tabular-nums; }

@media (prefers-reduced-motion: reduce){
  .reveal{ opacity: 1 !important; transform: none !important; transition: none !important; }
  .scroll-progress{ display: none !important; }
  .hero-photo-card, .hero-bg, .hero h1 .accent::after{ animation: none !important; }
  .hero .hero-tag, .hero h1, .hero-lead, .hero-actions, .hero-stats{ animation: none !important; }
  .tilt{ transform: none !important; }
}